We understand people’s needs change and that’s why our available products are designed to help both your efficiency in the group benefits world and provide clients with the right solutions.

Our reach means we have access to wholesale preferred pricing on products advisors might not be able to get on their own.

From health and wellness initiatives to RRSPs and cross-border solutions, here is a full description on products we offer:

Health and Wellness

Your clients recognize that healthy employees are productive ones, and our solutions offer great opportunities to foster employee well-being.

Employee Assistance Programs (EAP)

Employee Assistance Programs (EAP) cover a wide breath of options for employees to offer.

Virtual Care

Virtual care gives plan members an opportunity to access a healthcare professional through an online chat or video call on a 24/7 basis. These services are confidential and accessible to plan members, their partners and dependents.

Whether it is answering common health questions, helping with different areas of life — marital relationships, stress and anxiety, depression, legal and financial services — or a prescription refill, these EAP services help get plan members on the path to feeling healthy. Some providers even offer free medication delivery.

Many EAP programs also provide access to clinicians, psychologists, psychiatrists and expert physicians to get the right diagnosis.

Telemedicine Services

Telemedicine services have grown in importance as a result of the COVID-19 pandemic and our plans allow patients to reduce wait times by speaking to a physician remotely and improving healthcare instantly. Through these services, employees can receive diagnoses and referrals to specialists without leaving home.

Virtual Second Opinions

Virtual second opinions are often included in plans and provide access to top specialists for an in-depth review of a patient’s case. This may lead to the suggestion of a different diagnosis or treatment plan. Leading specialists in the field will take the time to make sure plan members get the right care.

Critical Illness

This coverage helps you plan for your future and be covered in the event of cancer or heart disease. Through a partnership with Allstate, a world leader in critical illness insurance, this coverage will give you an extra peace of mind when life’s unexpected moments happen. Ask us today for more details on this intriguing offer.

Other services offered include:

• Group life insurance
• Dependant life insurance
• Accidental death and dismemberment
• Short-term disability
• Extended healthcare
• Dental care
• Healthcare spending accounts
• Special risk segment

Retirement Plans

Setting your clients up for the future is our first priority. That’s why we feature a variety of programs for a complete group solutions, including:

• Exclusive group RRSP
• RRSP/DPSP combo (EE/ER)
• Voluntary TFSA

The scope of our network allows us to negotiate reduced investment fees, which ensures that your clients and their employees receive the best value possible. The available compensation models ensure attractive investment management fees.

Plan members would also have access to a fully customized lineup of best-in-class market-based funds and guaranteed interest accounts.

*Not currently available in Quebec